Say hello to financial freedom

Take a responsible loan at a lower interest rate that positively impacts your credit score, and access affordable insurance for financial protection.
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What we offer

Wage streaming@3x

Wage streaming

Get instant access to
next months salary



Apply for credit for emergencies and
significant expenses.



Protect your future financial

How it works

If your employer is affiliated with SmartAdvance, you’ll have access to our financial products and services.

Eligible employees can apply for SmartAdvance products through our app, or manually.

You’ll receive feedback on your application as soon as our team has reviewed it.

Repayments are automatically deducted directly from your salary each month.

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You’re in our best interest

We have helped thousands of customers like you achieve good financial health.

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Happy customers
R 0 m Rand of consolidation
R 0 +
Rand saved in monthly instalments

Why SmartAdvance?

High approval rates

Because repayments are taken directly from your salary you have a better chance of being approved.

Larger loans, longer terms, lower rates

SmartAdvance personalises products according to your needs and offers lower interest rates than traditional lenders.

Stress free repayments

Instalments are deducted directly from salaries, reducing admin, and ensuring your payments are always on time.

Why smartadvance@3x

A word from our happy customers