Our products

We create and deliver personalised products to improve your employees’ financial well-being.

Rehab loans@3x

Rehabilitation loans

Save monthly and improve credit scores.

Wage streaming@3x

Wage streaming

Instant access to
emergency funds.

Education loans@3x

Education loans

Get funding for
further education.

Personal Loans@3x

Personal loans

Personal credit for emergencies or big expenses.



Access to affordable disability and death cover.

Home improvement

Home improvement loan

Renovate or build the home of your dreams.

Contact icon@3x

Contact us today

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How it works

Employees apply for SmartAdvance products through the app, our website, a sales representative, or our call center.

SmartAdvance disburses the funds into the employee’s bank account.

The employee receives their monthly salary from their employer, less the instalment owed to SmartAdvance.

SmartAdvance submits a monthly payroll reconciliation file to the employer, detailing employees, their products, and repayments due to SmartAdvance.

How it works@3x