We create and deliver personalised products to improve your employees’ financial well-being.
Save monthly and improve credit scores.
Instant access to
Get funding for
Personal credit for emergencies or big expenses.
Access to affordable disability and death cover.
Home improvement loan
Renovate or build the home of your dreams.
How it works
Employees apply for SmartAdvance products through the app, our website, a sales representative, or our call center.
SmartAdvance disburses the funds into the employee’s bank account.
The employee receives their monthly salary from their employer, less the instalment owed to SmartAdvance.
SmartAdvance submits a monthly payroll reconciliation file to the employer, detailing employees, their products, and repayments due to SmartAdvance.